Most people assume that if they ever need help when they get older, someone will be there
to help. I sure know that I always assumed that Medicaid would chip in to help pay for
my parents should they ever need assistance when they were older. The fact is, many
people need LTC insurance. Clark Howard even suggests Long Term Care
Insurance. The sobering fact is that as of now, many of us won't be able to really
afford long term care (LTC) for ourselves in order to leave any kind of an estate, so
this is a huge myth that needs to be addressed..
There are tons of complications like long term care premium discounts that only a professional can help
with. The truth is, we do highly recommend you go ahead and read the sites we have
linked in this article. In short, Longterm Care Insurance cannot and as
you could guess will not prevent you or your family from ever needing long term care
services - of course, but it can certainly help you protect yourself and more importantly
your family from the potentially huge financial burden or depleting your assets.
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